Office | 647-794-7676
Toll Free | 1-877-354-0767
Unlock the Full Potential of Your Home’s Equity
Refinance Your Mortgage for Better Rates and More Flexibility
Looking to lower your monthly payments, consolidate debt, or access extra funds for a major purchase? Refinancing your mortgage could be the solution. Let Swivel Mortgage Group help you explore options and find the best deal for your financial situation.
Talk to an Expert
Get a free no-obligation consultation.
Why Refinance?
There are several reasons homeowners choose to refinance their mortgage
Get a Better Rate: Lower your payments with a reduced rate.
Combine Debts: Turn high-interest debts into one easy payment.
Access Your Equity: Use your home’s value for renovations, education, or big expenses.
Adjust Your Mortgage: Change the term or rate to match your goals.
With years of experience in the mortgage industry, we will guide you through the refinancing process to make sure it fits your goals and saves you money.
Response Time is Within 24 Hours
HOW WE CAN HELP
Types of Refinancing
Rate-and-Term Refinancing
Replace your current mortgage with a new one at a better rate, or adjust your loan terms to match your financial plans.
Cash-Out Refinancing
Take advantage of the equity you’ve built in your home by receiving a lump sum of cash.
Home Equity Loan
Separate from your primary mortgage, a home equity loan allows you to borrow against your home’s value while keeping your first mortgage intact.
Contact Swivel Mortgage Group Today
Ready to explore your refinancing options? Contact us today for a free consultation. We will review your current mortgage and provide expert advice on how refinancing could work for you.
How Refinancing Works
Refinancing doesn’t have to be complicated.
Here’s a breakdown of how we make the process easy for you
Evaluate Your Current Mortgage
We’ll review your current mortgage terms and assess whether refinancing is the best option.
Understand Your Goals
Whether it’s reducing payments or accessing funds, We’ll help align refinancing options with your personal goals.
Shop Around for the Best Rates
At Swivel Mortgage Group, we have access to a wide network of lenders and will compare offers to secure the most favourable rates and terms for you.
Simplify the Application Process
We will handle the paperwork and walk you through each step, ensuring a smooth and hassle-free refinancing experience.
Is Refinancing Right for You?
Before refinancing, it’s important to ask a few key questions:
How Long Do You Plan to Stay in Your Home?
If you’re planning to move soon, the costs of refinancing may outweigh the benefits.
What Are Your Financial Goals?
Whether it’s saving money, reducing debt, or accessing cash, understanding your objectives will help determine if refinancing is the best option.
What Are the Costs?
Refinancing typically comes with closing costs, so we’ll weigh the savings against the costs to ensure it’s the right financial move.
Response Time is Within 24 Hours
TESTIMONIALS
What Others Are Saying About Swivel Mortgage Group
"My wife and I were referred to Swivel by our realtor. We dealt with Stephanie Ribaric and all we can say is wow. Her attention to detail and follow up were impeccable. She worked hard for us to find the best rate and we couldn’t be happier. We would give 6 stars if we could!"
- Shane Riley
"Excellent service and professionalism! Sung was very knowledgeable, answering all our questions and always a quick turnaround time. He was able to secure a great mortgage rate for us even despite the current circumstances. If there was an option to give 6 stars, I would have hands down given that to Swivel for our experience. Highly recommend!"
- Kristy Wung
"I contacted Swivel and they were great. They listened to what I needed and were able to help me with my mortgage. They walked me through everything. Great experience . I definitely recommend contacting them. Thank you Swivel."
- Michelle Chung
Contact Swivel Mortgage Group Today
Ready to explore your refinancing options? Contact us today for a free consultation. We will review your current mortgage and provide expert advice on how refinancing could work for you.
Swivel Mortgage Group | FSRA License #13569 | 647-794-7676
55 Doncaster Ave, Suite 240, Markham, Ontario, L3T 1L7